SPECIALTY SERVICES

At Nexus we pride ourselves on total service delivery.

In addition to the professional service and advice provided by our insurance brokers, clients receive the support and assistance of specialist service providers specifically for the following:

General Claims
Workplace Health & Safety
Workers Compensation Claims
Professional Risk Products
Contractual Liabilities
Property Valuation Services
Financial Services Division

GENERAL CLAIMS

The claims management service provides assistance and advice on property and liability claims.

The principal is an accountant and a fellow of the Australian Institute of Chartered Loss Adjusters and has had many years experience in the Perth Market.

We involve him in representing our clients’ interests in:

  Significant claims
  Complicated Claims
  Business Interruption Claims
  Liability claims from third parties
  Claims not processed in a timely manner

WORKPLACE HEALTH & SAFETY

We arrange independent Occupational Health and Safety audits that involve an inspection of the premises to assess various aspects of safety within the workplace which usually takes approximately three hours.

As part of the service the consultant will prepare a simple safety action plan which highlights key issues arising from the audit and recommends actions to be undertaken.

This audit is at no cost to our clients and if they decide to implement a safety management system we negotiate with the Workers Compensation insurer regarding a contribution to the cost.

WORKERS COMPENSATION CLAIMS

This service manages a complex area of your business by providing specialist support in all aspects of claims and injury management including:

  Completion of claim forms
  Advice with regards to payment of wages for injured employees
  Assistance in the development of Return to Work programs
  Establishing a communication channel with the insurer
  Strategies for managing complex claims
  Strategies for managing claims where you, as the employer may have doubts about the validity of the claim.
  Monitoring estimates for workers compensation claims and discussion with insurers related to the estimates

Nexus refer specific categories of claims to our specialist but work with you on any other areas of concern.

Our pro-active approach to claims means greater efficiency, earlier finalization and reduced costs, whilst providing your Human Resources people with instant access to advice on claims.

PROFESSIONAL RISK PRODUCTS

Placement of Professional Indemnity, Directors and Officers Liability, and Management Liability can be very complex with insurers offering a myriad of different wordings, endorsements and exclusions.

At Nexus we have recently retained the services of a specialist facility to arrange these policies for our clients.

CONTRACTURAL LIABILITIES

Nexus retains one of WA’s leading legal firms to review the insurance provisions of our client contractual indemnities.

They have substantial experience and specific understanding of Contractual requirements particularly in relation to insurer’s policy wordings and endorsements.

Advice is provided on issues relating to indemnities and more importantly solutions to ensure our clients are protected from onerous contractual arrangements.

VALUATION SERVICES

Under insurance is a significant and frequent problem in Australia we have therefore established a service to arrange professional valuations of buildings, contents, plant and machinery and other improvements that can ensure:

  In the event of a loss you are covered for full replacement value plus the cost of removal of debris and architects fees etc.
  You are not over-insured
  Claims are settled promptly and efficiently

NEXUS FINANCIAL SERVICES DIVISION

We commonly find many people have not reviewed their life insurance plans for some time during which circumstances have most likely changed considerably.

Our Financial Services Division provides advice, solutions and assistance on:

  Business Estate Planning (Buy / Sell)
Binding agreements and adequate cover/funding are imperative for the effective transfer and sale of your business asset, in the event of you or your business partner’s disability or premature death.
  Key Person Cover
Contingency plans to protect your business from the loss of revenue and replacement costs associated with the premature death or disability of a key employee.
  Personal Planning
Unfortunately most Australian families spend more insuring possessions than their own lives, which means the majority of people have inadequate or no insurance to provide for their families in the event they suffer a critical illness, permanent disability or premature death.
  Personal Disability
Replacement income if you can’t work at full capacity or at all, due to sickness or injury.